March 20th, 2011 
Admin Question by koutekinte: Does renters history or credit score matter the most in an apartment search?
I have no credit (have never had a card) but have good renters history. Will an apartment care that I have 0 credit?
Best answer:
Answer by Mike Juliet Whiskey Echo
Nope. If you have a good renters history you’re in.
Know better? Leave your own answer in the comments!
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You will probably just pay a higher deposit than someone with good credit and a good renter’s history.
Someone with a bad renter’s history (like an eviction) will be ineligible for an apartment at most places.
no you should be able to find a place that is lenient with credit. Good renters history can work wonders during an apartment search.
It varies. Most complexes go through a service who have their own test that you have to get a certain score on. No matter what you fail that test they won’t rent to you. My parents and I are going through the same thing, great renters history but we fail that test every time. We put up like $ 800 at one time just to see if we would get approved and that didn’t go to the apt. at all and we didn’t get it back.
I have bad credit and good rental history and have gotten in twice! Edit: I just had to pay $ 1,100 deposit. Just apply at a few different places I’m sure you’ll get in somewhere.(I’m working on getting my credit better)
It depends. If you applied to a large, corporate owned complex, then it probably will be held against you. If you are dealing with a landlord who owns a handful of properties, then it may not. Where you work and the chances that you will become unemployed may hold as much importance as any other factor.
Good luck and keep your life free of credit cards!
Rental references matter more. Credit history is a plus and will confirm your identity, employment and prior addresses. Read the apartment’s criteria and ask the manager before applying. Different properties have different standards.
Have you checked your own credit report? Nearly any account you’ve opened (utility, cellphone, bank, retail, etc.) will likely show-up on your credit report.